Unfortunately, there are a whole lot of scams out there that want to steal our personal information. Specifically, a group that’s most at threat from these types of scams is seniors. This is usually because you’re retired and have cash, in addition to being classed as easier targets. Seniors generally are not as likely to know as much about technology as the younger generations. From the minds of an online scammer, this makes one of the best people to fall for their lies.
However, when you understand what scams to consider, you can be sure that you’re not the next victim of a scam. So, let us take a look at the five most popular senior scams there is and how you can avoid them!
Phishing Email Scams
When you move into your inbox in the morning, how many emails do you have from individuals or businesses you don’t understand? Odds are, you’ve got quite a few. It’s typical for people to pretend to be firms so as to get a grasp of your usernames, passwords, and bank account details. This may be through faking your account will be blocked if you don’t send your information or alerting to you click on the link provided to confirm some information. But, all they need to do is scam you from your money!
To identify what mails are fake and what ones are real, take a look at the sender’s email address. If it seems suspicious and does not add up, odds are this is going to be a scam. Moreover, make certain to never click any links or open any attachments they send you. This will take you to a fraudulent site which may damage your computer or need your personal information.
If you’re in any doubt about the validity of a business email, call them up and ask. This way they could alert you as to if it’s real and in the event, you ought to just delete it.
Antivirus Software Scams
Do you keep getting a popup window on your internet browser telling you that you will need to upgrade or download their antivirus software? This is a standard way to get malware on your computer or a virus that could destroy your system. The popup window might even state that your computer is now infected, but this is just one more way to scare you and cause you to download their link.
Don’t know much about antivirus? Read our guide.
The best thing you can do is set up your own antivirus software from a reliable and well-known firm. This will cost money but you’ll know your computer is secure and you may ignore these popup windows later on.
Have you ever been surfing online and a questionnaire suddenly pops up saying you could win a brand new iPhone or computer program? Unfortunately, plenty of seniors will experience this when they’re online and a number of them will click on it thinking they could answer a few questions and win a prize. However, while the survey appears innocent, it is another kind of scam that may lead to having spyware that’s malicious for your computer. With anti-virus applications, you can prevent these popup windows from happening.
Ever received an email saying that you’d won the lottery but you had never entered it in the first place? This is a scam that’s often geared toward seniors, hoping you will provide your bank account details to them. They may congratulate you on your winnings and ask that your information for them to deposit the quantity of money, but the reality is that it’s all a scam. This is an email can be transferred to your junk folder and deleted. Even if you have entered the lottery, then it’s unlikely you will get an email saying you’ve won. Constantly check your lottery numbers online through the official site to make sure before email anybody or clicking any links.
Nigerian 419 Scams
Among the oldest scams, you will find that’s currently targeted at seniors is the Nigerian 419 scam. This is when you get an emotional email from somebody in another country that claims which have a whole lot of cash in the bank but need help to get it. In return for you paying some of the legal fees, they’ll pay you a significant amount of money as soon as they have the accounts. But, you guessed this is a scam!
The best thing you can do if you get a message like this from somebody you do not know would be to delete it straight away. They want you to send them money and you’ll receive nothing in return just like they say you will. So, delete the email from your inbox and proceed. They might even send a followup email, but this is merely to make you believe it is real. Again, all you’ve got to do is delete it.